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Tejashree Kanake added blog Other
2026-10-23 10:28:05 ·
Alternative Credit Underwriting And Digital Public Infrastructure Modernize India's Point-Of-Sale Financing Ecosystem
The rapid digitisation of consumer commerce, smartphone penetration, and expanding financial inclusion have driven significant transformation across the India Buy Now Pay Later Services industry. For decades, consumer credit in India was constrained by low credit card penetration—historically limited to a small fraction of the formal working population due to strict collateral...
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